Car insurance glossary
What is insured?
An insured is a person or organization that qualifies for protection under an insurance policy.
Also called: insured person
Glossary date: April 13, 2026
How it works
Who counts as an insured can change by coverage and situation. The term may include a named insured, resident family members, or permitted drivers under stated conditions.
Example
A relative living in the household may qualify as an insured for one coverage but face different rules for another.
Why it matters
Being allowed to drive a car does not automatically mean every policy benefit applies.
What to check on your policy
Read the definition of insured in each coverage section and disclose household members and regular drivers accurately.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.