
Cheap Auto Insurance in 2026: Costs, Laws, and Coverage Gaps
Auto insurance has quietly grown into one of the largest line items in American household budgets. In certain states, an annual cost that was $1,200 in the late 2010s can now easily surpass $2,000. In spite of this, drivers continue to search for “cheap auto insurance” on the internet, not because they expect miracles but rather because affordability has grown to be a significant policy concern.
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