Car insurance glossary
What is personal injury protection?
Personal injury protection can pay covered medical expenses and certain other costs after an auto accident, regardless of fault.
Also called: PIP insurance, no-fault coverage
Glossary date: February 16, 2026
How it works
Depending on state law, PIP may also address lost income, essential services, or funeral expenses. Benefits and requirements differ by state.
Example
You are injured in a covered crash and receive hospital care. PIP may pay eligible expenses up to the policy limit and subject to its rules.
Why it matters
PIP can affect which insurer pays medical bills first and which expenses qualify.
What to check on your policy
Check the limit, deductible, covered people, excluded expenses, and any deadlines for treatment or notice.
Related car insurance terms
Put the terms into context
Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.