# What is named insured?

> The named insured is the person or organization specifically listed as an insured on the declarations page.

Glossary date: April 13, 2026.

## How it works

The named insured usually has policy rights and duties, such as receiving notices and requesting changes. A listed driver is not always a named insured.

## Example

Two spouses own a car, but only one appears as the named insured. They ask the insurer whether both should be listed.

## Why it matters

Ownership, notice rights, and coverage can be affected when the policy names the wrong person.

## What to check on your policy

Confirm that names match vehicle ownership and the insurer's requirements. Correct spelling and contact information.

Coverage, definitions, limits, and legal requirements vary by policy and state. Your declarations page and policy forms control your coverage.

## Related terms

- [Insured](https://locations.goautoinsurance.com/car-insurance-glossary/insured.md)
- [Declarations page](https://locations.goautoinsurance.com/car-insurance-glossary/declarations-page.md)
- [Additional driver](https://locations.goautoinsurance.com/car-insurance-glossary/additional-driver.md)

- [Car insurance guide](https://locations.goautoinsurance.com/car-insurance-guide.md)
- [Complete glossary](https://locations.goautoinsurance.com/car-insurance-glossary.md)