# What is comprehensive coverage?

> Comprehensive coverage helps pay for covered vehicle damage that is not caused by a collision.

Glossary date: January 26, 2026.

## How it works

Common covered causes include theft, fire, hail, falling objects, vandalism, and contact with an animal. The exact list comes from the policy.

## Example

A hailstorm dents your roof and hood. Comprehensive coverage may pay for covered repairs after the deductible.

## Why it matters

Storms, theft, and animal strikes can damage a parked or moving car without another vehicle being involved.

## What to check on your policy

Review the deductible and exclusions. Ask how glass claims are handled because rules and deductible options vary.

Coverage, definitions, limits, and legal requirements vary by policy and state. Your declarations page and policy forms control your coverage.

## Related terms

- [Collision coverage](https://locations.goautoinsurance.com/car-insurance-glossary/collision-coverage.md)
- [Full coverage car insurance](https://locations.goautoinsurance.com/car-insurance-glossary/full-coverage-car-insurance.md)
- [Policy exclusion](https://locations.goautoinsurance.com/car-insurance-glossary/policy-exclusion.md)

- [Car insurance guide](https://locations.goautoinsurance.com/car-insurance-guide.md)
- [Complete glossary](https://locations.goautoinsurance.com/car-insurance-glossary.md)