# What is combined single limit?

> A combined single limit provides one liability maximum for covered bodily injury and property damage from an accident.

Glossary date: June 8, 2026.

## How it works

Unlike split limits, it does not assign separate maximums to one person, all injured people, and property damage, although other policy terms still apply.

## Example

A $300,000 combined single limit can be allocated across covered injuries and property damage from one accident up to the total limit.

## Why it matters

The single pool offers flexibility among covered damages but still has a firm maximum.

## What to check on your policy

Confirm whether the limit is per accident and compare it with the total protection offered by split-limit alternatives.

Coverage, definitions, limits, and legal requirements vary by policy and state. Your declarations page and policy forms control your coverage.

## Related terms

- [Split limits](https://locations.goautoinsurance.com/car-insurance-glossary/split-limits.md)
- [Policy limit](https://locations.goautoinsurance.com/car-insurance-glossary/policy-limit.md)
- [Liability coverage](https://locations.goautoinsurance.com/car-insurance-glossary/liability-coverage.md)

- [Car insurance guide](https://locations.goautoinsurance.com/car-insurance-guide.md)
- [Complete glossary](https://locations.goautoinsurance.com/car-insurance-glossary.md)