Skip to main content

Car insurance glossary

What is combined single limit?

A combined single limit provides one liability maximum for covered bodily injury and property damage from an accident.

Also called: CSL insurance

Glossary date: June 8, 2026

How it works

Unlike split limits, it does not assign separate maximums to one person, all injured people, and property damage, although other policy terms still apply.

Example

A $300,000 combined single limit can be allocated across covered injuries and property damage from one accident up to the total limit.

Why it matters

The single pool offers flexibility among covered damages but still has a firm maximum.

What to check on your policy

Confirm whether the limit is per accident and compare it with the total protection offered by split-limit alternatives.

Put the terms into context

Read the full guide, find a nearby GoAuto office, or start a quote with the coverage details you want to discuss.

Sources and further reading