# What is additional driver?

> An additional driver is someone listed on a policy who may drive an insured vehicle but is not necessarily the named insured.

Glossary date: April 20, 2026.

## How it works

Insurers commonly ask about household members and people who regularly use the car. Listing a driver can affect eligibility, coverage, and premium.

## Example

A college student drives a parent's car every weekend. The insurer may require the student to be listed as an additional driver.

## Why it matters

Leaving out a regular driver can create claim or cancellation problems.

## What to check on your policy

Tell the insurer about household members, regular users, newly licensed drivers, and changes in where a vehicle is kept.

Coverage, definitions, limits, and legal requirements vary by policy and state. Your declarations page and policy forms control your coverage.

## Related terms

- [Named insured](https://locations.goautoinsurance.com/car-insurance-glossary/named-insured.md)
- [Permissive use](https://locations.goautoinsurance.com/car-insurance-glossary/permissive-use.md)
- [Insurance underwriting](https://locations.goautoinsurance.com/car-insurance-glossary/insurance-underwriting.md)

- [Car insurance guide](https://locations.goautoinsurance.com/car-insurance-guide.md)
- [Complete glossary](https://locations.goautoinsurance.com/car-insurance-glossary.md)